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Fill in the information below for a personal consultation by phone, extension or WhatsApp. Let us help you on your path to financial freedom. Some concerns have been raised regarding deadlines found on various forms 3508 that will be used to apply for pardons under the PPP loan program. When the first Form 3508 is printed, it shows the expiration date in the upper right corner of October 31, 2020. The dates of the three loan waiver forms have now been changed to November 30, 2020.
The issue focused more attention when the SBA released the 3508S ordinary PPP loan waiver application in October with the same expiration date.
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. Some commentators and borrowers have expressed concern that this could be the date on which the borrower will have to apply for a waiver and that date is approaching.
The SBA updated its PPP loan waiver FAQ on October 13, 2020 to address this concern by adding a fourth question on page 2 of the FAQ:
: The PPP loan waiver application form (3508, 3508EZ, and 3508S) shows the expiration date of 10/31/2020 in the upper right corner. Is October 31, 2020 the deadline for borrowers to apply for a waiver?
No, the borrower can apply for a waiver at any time before the maturity of the loan, which is two or five years from the date of issuance.
Alert: Sba Issues Ppp Loan Forgiveness Application And New Guidance
However, if the borrower does not request a loan waiver within 10 months after the last day of the period covered by the borrower’s loan waiver, the loan payment is not delayed. No, the borrower has to start repaying the loan. For example, borrowers whose term expires on October 30, 2020 have until August 30, 2021 to apply for a waiver before the repayment of the loan begins.
The expiration date in the upper right corner of the PPP loan waiver application form is indicated for compliance with the SBA with the employment reduction law and reflects the provisional expiration date for the use of the approved form.
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